The Three Point Molly is a structured craps approach that combines one pass line bet and two come bets, each backed with the maximum available odds. The goal is to put chips on three box numbers simultaneously while keeping the combined house edge as low as possible.
What Exactly Is the Three Point Molly?
Once the shooter establishes a point, you have a pass line bet working on that number. You then place a come bet on the next roll. Wherever that come bet travels, you call out odds behind it. Then you place a second come bet. After it travels and you add odds, you have three numbers covered: the original pass line point plus two come points.
The flat come bet pays 1:1 and carries a 1.41% house edge — identical to the pass line. The odds portion behind each come bet carries zero house edge. Come point payouts at true odds are 2:1 on 4 or 10, 3:2 on 5 or 9, and 6:5 on 6 or 8.
The more of your total wager sits in the zero-edge odds portion, the lower your combined effective edge becomes. That is the entire logic of this strategy. For a deeper look at how the flat and odds portions interact, see our guide to Come Bet Strategy: Using Odds to Cut the House Edge.
How Do You Build the Position Step by Step?
- Place your pass line bet before the come-out roll.
- Wait for the shooter to establish a point. The white ON puck moves to a box number.
- Put chips in the COME area. On the next roll the bet either wins (7 or 11), loses (2, 3, or 12), or travels to a box number.
- Tell the dealer "odds on my [number], please." They place your odds bet behind the come bet on the layout.
- Place a second come bet. Repeat the odds call once it travels.
- You now have three numbers working. Stop adding come bets. Let them ride.
One important detail: unlike pass line odds, come bet odds must be requested verbally each time. Players who forget that step are playing at a higher edge than necessary.
What Happens When a Number Hits or a Seven-Out Occurs?
When one of your come points repeats, that come bet and its odds pay off. The position drops back to two numbers. Many players immediately place a new come bet to rebuild back to three. That is optional — it depends on your session bankroll and comfort level.
A seven-out is the hard part. Any come bet already traveling on a number loses. All pass line action loses. In a single roll, three working bets can disappear. That is the unavoidable risk of covering multiple numbers. For context on how a seven-out specifically affects come bets, see Seven-Out and the Come Bet: The Confusion Every Beginner Has.
Three Point Molly vs. Just a Pass Line Bet
| Bet configuration | House edge (flat only) | Numbers covered | Zero-edge component available? |
|---|---|---|---|
| Pass line only, no odds | 1.41% | 1 | Yes |
| Pass line + one come bet, no odds | 1.41% on each flat bet | 2 | Yes |
| Three Point Molly with max odds | 1.41% on each flat; 0% on odds | 3 | Yes — maximized |
The flat house edge never changes. What the strategy does is maximize the proportion of money sitting at zero edge. See how the come bet and pass line compare structurally in our Come Bet vs Pass Line — Same Edge, Different Timing breakdown.
Is the Three Point Molly the Best Craps Strategy?
It is among the most mathematically sound approaches available, but "best" depends on your session goals and bankroll. Covering three numbers means more action and faster variance — both good and bad runs happen quicker. It is also not a guaranteed-win system. No craps strategy eliminates the house edge on the flat bets.
Want to see where the come bet and pass line rank against every other wager at the table? Our Best Low House-Edge Bets at a Craps Table — Ranked page puts the numbers side by side. For broader rules on how come bets and pass line bets coexist on the table, Craps Rules and Table Layout: A Beginner's Starting Point is a good reference.
If you want to practice the Three Point Molly before risking real money, real-money online craps is legally available in New Jersey, Michigan, Pennsylvania, West Virginia, Delaware, and Connecticut. See Which US States Allow Real-Money Online Craps in 2026? for the current state-by-state picture. Must be 21+. Gambling problem? Call 1-800-GAMBLER.
Casino.org's come bet explainer also covers the mechanics for readers who want a second source on how come bets travel and resolve within this kind of multi-number position.